Commercial Loan Programs

Small Balance Loans

• Loan amounts from $250k to $7M
• Term 5, 10, or 15 years
• LTV up to 65%
• Rates from 7.99%
• No minimum debt service coverage
• No minimum FICO and bumps and bruises on credit ok, including foreclosure or bankruptcy
• Recourse and non-recourse available
• Geography includes TX, AZ, NM, UT, and CO
• Collateral types include most commercial real estate properties as well as apartments, and land.

Transitional Capital

• Loan amounts from $2M to $15M
• Term of 9 to 24 months
• LTV up to 65%, but depending upon collateral type
• Rates from 10%
• No minimum debt service coverage
• No minimum FICO and bumps and bruises on credit ok, including foreclosure or bankruptcy
• Recourse and non-recourse available
• Geography includes south-east, the south-west and major metros in the mid-west and north-west on a case by case basis.
• Collateral types include most commercial real estate properties as well as apartments, and land.
• Land and land development are available collateral types for this program!

Conventional Bridge

• Loan amounts from $1M to $50M
• Term of 1 to 3 years
• LTV depends upon collateral type
• Rates from 5%
• Debt service coverage minimum of 1.0 (exceptions case by case)
• No absolute minimum FICO, but no recent significant negatives on credit.
• Recourse and non-recourse available
• Geography is national
• Collateral types include most commercial real estate properties as well as apartments.

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