Commercial Loan Programs
Small Balance Loans
- Loan amounts from $250k to $7M
- Term 5, 10, or 15 years
- LTV up to 65%
- Rates from 7.99%
- No minimum debt service coverage
- No minimum FICO and bumps and bruises on credit ok, including foreclosure or bankruptcy
- Recourse and non-recourse available
- Geography includes TX, AZ, NM, UT, and CO
- Collateral types include most commercial real estate properties as well as apartments, and land.
Transitional Capital
- Loan amounts from $2M to $15M
- Term of 9 to 24 months
- LTV up to 65%, but depending upon collateral type
- Rates from 10%
- No minimum debt service coverage
- No minimum FICO and bumps and bruises on credit ok, including foreclosure or bankruptcy
- Recourse and non-recourse available
- Geography includes south-east, the south-west and major metros in the mid-west and north-west on a case by case basis.
- Collateral types include most commercial real estate properties as well as apartments, and land.
- Land and land development are available collateral types for this program!
Conventional Bridge
- Loan amounts from $1M to $50M
- Term of 1 to 3 years
- LTV depends upon collateral type
- Rates from 5%
- Debt service coverage minimum of 1.0 (exceptions case by case)
- No absolute minimum FICO, but no recent significant negatives on credit.
- Recourse and non-recourse available
- Geography is national
- Collateral types include most commercial real estate properties as well as apartments.
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