Commercial Loan Programs

Small Balance Loans

  • Loan amounts from $250k to $7M
  • Term 5, 10, or 15 years
  • LTV up to 65%
  • Rates from 7.99%
  • No minimum debt service coverage
  • No minimum FICO and bumps and bruises on credit ok, including foreclosure or bankruptcy
  • Recourse and non-recourse available
  • Geography includes TX, AZ, NM, UT, and CO
  • Collateral types include most commercial real estate properties as well as apartments, and land.

Transitional Capital

  • Loan amounts from $2M to $15M
  • Term of 9 to 24 months
  • LTV up to 65%, but depending upon collateral type
  • Rates from 10%
  • No minimum debt service coverage
  • No minimum FICO and bumps and bruises on credit ok, including foreclosure or bankruptcy
  • Recourse and non-recourse available
  • Geography includes south-east, the south-west and major metros in the mid-west and north-west on a case by case basis.
  • Collateral types include most commercial real estate properties as well as apartments, and land.
  • Land and land development are available collateral types for this program!

Conventional Bridge

  • Loan amounts from $1M to $50M
  • Term of 1 to 3 years
  • LTV depends upon collateral type
  • Rates from 5%
  • Debt service coverage minimum of 1.0 (exceptions case by case)
  • No absolute minimum FICO, but no recent significant negatives on credit.
  • Recourse and non-recourse available
  • Geography is national
  • Collateral types include most commercial real estate properties as well as apartments.

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